Check out this and tell me our insurance companies don’t need to be heavily restructured.
Excerpt:
My age: 29 years. My average annual income: $38,000. Amount I (used to) pay per month for what should have been comprehensive health insurance: $267. AMOUNT I CURRENTLY HAVE IN MEDICAL DEBT: $658,975.23. Yeah, you read right.
How can anyone get out from under that kind of debt? How can insurance companies RETROACTIVELY drop someone who has faithfully paid their premiums because they dared to get sick? How can anyone site something as common as walking pneumonia as a sign of pre-existing Lupus?? (I have fucking Lupus and it’s notoriously hard to hard to dx because the signs are so impossibe to see. By this company’s reasoning, the fact that I had a bad bout of tonsilitous when I was 18 would be grounds to deny me. Because such a common illness is clearly early signs of Lupus. Oh, and I broke a toe once. Clearly, that was a sign of FMS. Fuckheads.)